for the Accomplished

At Zenith we focus on enduring relationships. We know that everyone’s needs are unique. It is core to our business to both select the market segments in which we underwrite and the policyholders we insure.


We aim to provide our intermediaries with a wide suite of flexible insurance solutions to offer the policyholders against the risk of legal liability. These insurance solutions are provided on the back of excellent reinsurance programmes underwritten by financially strong reinsurers to carry the potentially extreme cost of such claims.

Our relationships with the reinsurers also empower us to develop products to address the cutting edge of new legal developments. 

Please visit our LIABILITY OFFERING for further information

PERSONAL LINES Product Offering

Zenith Wealth

The Zenith Wealth product is aimed at the financially accomplished with contents sums insured exceeding R750 000 and buildings exceeding R3 000 000. 

Additional benefits include a valuation and inventory on the contents of the primary dwelling and Zenith Assist Services for roadside and emergency assistance.

This product offers all risks cover for contents and lifestyle based classes of use for vehicles (private and business use; weekender use;  infrequent use and swallow use for policy holders living abroad for 6 months per year).


The Indigo policy is a product that accommodates for carefully selected middle market individuals.  Requirements include a loss ratio of less than 40% over the preceding 36 months, a minimum contents sum insured of R 450 000 or a building sum insured in excess of R 2 000 000. 

The Indigo policy offers the same benefits as the Zenith Wealth product, but with lower cover limits.


 You cannot change the people around you, but you can change the people you choose to be around.

– Anonymous

Choose ZENITH as your partner for insurance peace of mind


Business Policy

This product is aimed at small to large businesses – excluding corporate business specifically. It offers a selection of risk based covers from which business policyholders can select to insure commercial risk. Many extra covers are automatically included to make this insurance even more affordable.


This product is aimed at businesses in the agricultural sector and caters for farms and the unique risks related to farming.

It offers a selection of risk based covers from which farmers can select to insure agricultural and business related risk. It includes agricultural specific covers e.g. covers for livestock, pedigreed animals and irrigation systems.

It also offers sections to cover house contents and residential buildings, personal all risks items, personal legal liability and watercraft under the same policy.

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